Am I entitled to / covered by Workers' Compensation?
To obtain WorkCover benefits, including weekly payments for time off work and the amount of your medical expenses, you must be a worker and have suffered an injury.
A “worker” is someone on PAYG wages or in most cases, a ‘contractor’ paid on hourly or weekly rates which supply no more than labour and hand tools. A genuine subcontractor does not come under the WorkCover system.
If you are a worker who suffers an injury, you are entitled to statutory benefits including:
- Weekly payments for time off work;
- Payment of medical expenses; and
- A possible lump sum for any permanent impairment if the accident happened at work or travelling to or from work.
If you do not meet the two criteria (being a worker and suffering an injury), you may be entitled to bring a claim for damages outside the WorkCover system.