Resources · Legal glossary
What does that word mean?
Plain-English meanings of the legal words you are likely to meet in a Queensland injury claim.
A
AppealIf it goes to court
Asking a higher court to review a decision because a party believes the court made an error.
ApplicationIf it goes to court
Also called: motion
A request to a court for an order, for example to extend a time limit.
B
Balance of probabilitiesIf it goes to court
The standard of proof in a civil claim: the claimant must show their version is more likely than not.
Burden of proofIf it goes to court
The duty to prove the facts in dispute. In a compensation claim it usually rests on the claimant.
C
CausationThe basics
The link between the negligence and the injury. A claimant must show the negligence caused their injury or loss.
ClaimantThe basics
The injured person making a claim. Once court proceedings start, they are called the plaintiff.
Common law claimKinds of claim
A claim for damages based on negligence, as opposed to no-fault benefits such as WorkCover weekly payments.
Compulsory conferenceSettling a claim
A meeting the parties must hold before court proceedings start, to try to settle. If the claim does not settle, each side must make a written final offer.
Contributory negligenceThe basics
When the injured person’s own lack of care contributed to their injury. Their damages are reduced by their share of responsibility.
CTP insuranceKinds of claim
Also called: green slip, third party insurance
Compulsory third party insurance, paid with vehicle registration. It covers people injured through the negligent use of a Queensland-registered vehicle.
Road accident claimsD
DamagesWhat you can claim
Money awarded as compensation for an injury or loss.
DefendantIf it goes to court
The person or organisation sued in court. Before court, they are usually called the respondent.
Dependency claimKinds of claim
Also called: wrongful death
A claim by people who relied on someone who died through another’s negligence, for the support they have lost.
DisclosureMaking a claim
Also called: discovery
The exchange of documents relevant to the claim between the parties.
Duty of careThe basics
A legal obligation to take reasonable care to avoid causing foreseeable harm to others.
E
Economic lossWhat you can claim
Also called: lost wages, loss of earnings
Financial loss caused by an injury, such as lost wages, lost superannuation and a reduced ability to earn in the future.
Exemplary damagesWhat you can claim
Also called: punitive damages
Damages to punish a wrongdoer. In Queensland they are generally not awarded in personal injury claims, except for some unlawful intentional acts.
Expert witnessIf it goes to court
A person with specialised knowledge, such as a doctor or engineer, who gives an opinion to help the court.
G
General damagesWhat you can claim
Also called: pain and suffering, non-economic damages
Compensation for pain, suffering and loss of enjoyment of life. In Queensland it is worked out using an injury scale value.
Estimate your claimGratuitous careWhat you can claim
Care and help given free by family or friends because of an injury. It can be claimed if it meets set thresholds, generally at least six hours a week for at least six months.
I
Independent medical examinationMaking a claim
Also called: IME
An assessment by a doctor who is not treating you, often arranged by an insurer to report on your injuries.
Injury scale value (ISV)What you can claim
A number from 0 to 100 given to an injury under Queensland’s injury scale, used to calculate general damages.
Estimate your claimInsurerThe basics
The company that holds the insurance policy, and usually handles and pays the claim for the person or business at fault.
J
JudgmentIf it goes to court
The court’s final decision in a case.
L
Legal professional privilegeThe basics
Also called: attorney-client privilege, client privilege
The rule that keeps confidential communications between you and your lawyer, made for legal advice or a court case, from being disclosed.
LiabilityThe basics
Legal responsibility for an injury or loss. When liability is admitted, the other side accepts it is responsible, at least in part.
Limitation periodMaking a claim
Also called: statute of limitations, time limit
The time limit for starting court proceedings. For most injury claims in Queensland it is three years from the date of injury, with different rules for children and some other cases.
Time limits for injury claimsM
MediationSettling a claim
A meeting with an independent mediator who helps the parties try to settle.
Medical negligenceKinds of claim
Also called: medical malpractice
Care by a doctor, hospital or other health provider that falls below the accepted standard and causes harm.
N
NegligenceThe basics
A failure to take reasonable care that causes injury or loss to someone who was owed a duty of care.
Notice of claimMaking a claim
The formal notice of an injury damages claim. CTP uses a notice of accident claim; public liability uses PIPA Part 1; medical negligence starts with an initial notice. Their deadlines differ and can fall due within months.
Time limits for injury claimsO
Obvious riskThe basics
A risk that would have been obvious to a reasonable person in your position. There is usually no duty to warn of an obvious risk.
Occupier’s liabilityKinds of claim
Also called: premises liability
The responsibility of people who own or control a place to take reasonable care for the safety of those who enter.
Out-of-pocket expensesWhat you can claim
Also called: special damages, medical bills
Costs you have paid because of an injury, such as medical bills, medicines and travel to treatment. Also called special damages.
P
PIPAKinds of claim
The Personal Injuries Proceedings Act 2002 (Qld), which sets the steps before court for most injury claims that are not road or work claims.
PlaintiffIf it goes to court
The person who starts a court case.
PrecedentIf it goes to court
An earlier decision of a higher court that guides how later courts decide similar cases.
Product liabilityKinds of claim
The responsibility of manufacturers and suppliers for injuries caused by unsafe or defective goods.
R
RehabilitationMaking a claim
Treatment and support to help you recover and return to work and daily life.
RespondentMaking a claim
The person or organisation a claim is made against before court proceedings start.
S
SettlementSettling a claim
An agreement that resolves a claim, usually for an agreed amount, without a court decision.
Statement of claimIf it goes to court
Also called: complaint
The court document that sets out the claimant’s case when proceedings start.
Statutory benefitsKinds of claim
No-fault payments under legislation, such as WorkCover weekly payments and medical expenses.
T
TortThe basics
A civil wrong, such as negligence, for which a court can award damages.
TPD claimKinds of claim
Also called: total and permanent disability
A claim for a total and permanent disability benefit, often under insurance held through superannuation.
W
Without prejudiceSettling a claim
Words marking settlement talks or offers that generally cannot be used as evidence in court.
WorkCover QueenslandKinds of claim
The insurer for most Queensland employers. It pays benefits to injured workers and handles claims against employers.
Work injury claimsWorkers’ compensationKinds of claim
Also called: workers comp
No-fault benefits for workers injured at work, such as weekly payments and medical costs. In Queensland most claims are made to WorkCover Queensland.
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