A car accident can cause injuries that range from minor to catastrophic depending on a multitude of factors including speed, position in the car, collision object, road conditions and more. Many people are lucky to escape without injury, but if you are injured it’s most likely to be one of the following:

• Head injuries

Head injuries are not only very common but can also be the most serious. Drivers and passengers tend to hit their head against the steering wheel, dashboard or window after impact. This impact can cause traumatic brain injuries, cognitive problems, concussions and skull fractures.

• Neck injuries

Neck injuries are quite common, especially whiplash, but they can be very serious, depending on the accident, which can lead to cervical radiculopathy and disc injury.

• Back injuries

Back injuries can sometimes take time to show up, so it’s always important to get thorough check-ups after an accident. Common injuries include lumbar radiculopathy, lumbar spine and thoracic spine injury.

• Soft tissue injuries

Soft tissue injuries are caused when tissues jerk and tear which happens often in motor vehicle accidents. This includes damage to ligaments, muscles and tendons.

• Chest injuries

Seat belts and airbags are built-in cars to save your life, but they can also cause broken ribs, collapsed lungs or internal bleeding.

• Psychological

Motor vehicle accidents are traumatic experiences and can lead to passengers and drivers developing emotional distress, fear of driving and PTSD.

Depending on the extent of injury and policy terms, motor accident disability is usually covered by your Income Protection, TPD, or sickness + accident insurance. If you are involved in a motor vehicle accident here is some more information on what to do after an accident.