Written by Carter Capner Law

Updated on July 9, 2025

Being injured during a resort holiday abroad is stressful enough — but the financial fallout can be even worse. From hospital bills and doctor visits to lost wages while recovering, these costs can quickly add up. The good news? If your trip was booked through an Australian travel provider and the injury resulted from negligence, you may be entitled to compensation under Australian law.


What Can You Claim For After an Overseas Resort Injury?

If your injury was caused by the resort’s failure to provide safe conditions, you may be eligible to claim compensation for a wide range of financial losses, including:

  • Emergency medical treatment while overseas
  • Hospital and GP costs incurred abroad or back in Australia
  • Medication, scans, and diagnostics
  • Transport to and from medical appointments
  • Lost income from missed work during and after your trip
  • Reduced future earning capacity due to permanent injury
  • Missed superannuation contributions

When Are You Eligible to Claim These Losses?

You may be eligible for compensation if:

  • The injury occurred at a resort booked through an Australian-based travel agency
  • The injury was caused by negligence — such as wet floors, faulty stairs, or untrained staff
  • You can provide evidence of your expenses and income loss

Under the Australian Consumer Law, the travel provider may be liable for the negligence of its overseas resort partners.


How Compensation for Medical Expenses Works

Medical costs are one of the most common claims made after a resort injury. These can include:

  • Ambulance or hospital costs overseas
  • Out-of-pocket fees for GPs, specialists, or physiotherapy after you return
  • Ongoing treatment, such as rehab, wound care, or medication
  • Assistive devices (crutches, slings, braces)

All of these expenses — past and future — can be included in your claim.


Claiming for Lost Wages and Income Impact

Injuries don’t just cost money — they can prevent you from working, reduce your hours, or force you to change careers. That’s why lost income and earning capacity are major parts of many resort injury claims.

  • Past income loss: Time taken off work due to treatment or recovery
  • Future earning impact: If you can’t return to the same role or workload
  • Lost super: Reduced income means reduced contributions — and that’s claimable too

Checklist: Evidence Needed to Support Your Claim

  • Medical Records

    Hospital discharge summaries, GP and specialist reports, pharmacy receipts

  • Travel Booking Documentation

    Invoices, confirmation emails, and terms of your resort booking

  • Proof of Employment and Income

    Payslips, income statements, ATO records, and employer letters

  • Receipts for Related Costs

    Transport to appointments, allied health care, accommodation changes

  • Medical Certificates

    Show periods of time off work or limitations in your current role


FAQs – Medical and Income Loss Claims

Can I still claim if I used travel insurance?
Yes. Travel insurance may reimburse your immediate expenses, but it won’t cover things like lost wages, pain and suffering, or future income loss. A legal claim fills that gap.

What if I’m self-employed or a casual worker?
You can still claim income loss — but we’ll use tax returns and bank statements to prove your typical earnings.

What if the injury worsened after I returned home?
That’s common. Compensation includes follow-up care in Australia — even if symptoms didn’t fully appear until after the holiday ended.


These Costs Aren’t Just Bad Luck — They’re Claimable

Medical bills and lost wages can leave a lasting impact long after your holiday ends. But under Australian law, you don’t have to absorb those costs alone. If your resort injury was caused by unsafe conditions — and your booking was through an Australian provider — we can help you claim back what you’ve lost.

Contact Carter Capner Law today for a free case review — or visit our
Overseas Travel Injury Lawyers page to learn more.