Written by Carter Capner Law

Updated on June 11, 2025

Travelling abroad is exciting, but accidents can still happen—even at luxury hotels and resorts. If your overseas accommodation was booked through Australian travel agencies like Escape Deals, Wendy Wu Tours, Intrepid Travel, Helloworld Travel, Hoot Holidays, Bunnik Tours, Inspiring Vacations, Flight Centre, or Luxury Escapes, you might have grounds to seek compensation under Australian law. This guide explains how to file an overseas hotel injury claim and hold the responsible party accountable.


Your Rights as an Australian Traveller

Australian travel providers are required to ensure that the accommodations and services they offer meet basic safety and quality standards. If you were injured overseas at a hotel or resort booked through an Australian provider, your overseas hotel injury claim may be covered under the Australian Consumer Law (ACL).

Your eligibility for an overseas hotel injury claim depends on:

  • The terms and conditions provided by the travel agent or tour operator.
  • The nature and severity of your injury.
  • Whether negligence by the hotel or supplier can be clearly demonstrated.

Checklist: What to Do Immediately After an Accident

  • Health First

    Seek immediate medical attention, even for minor injuries. Delayed care may impact your health and claim.

  • Report the Incident

    Inform hotel management and ensure an official report is filed. Request a copy for your records.

  • Collect Evidence

    Photograph the hazard, your injuries, lighting conditions, and the general area.

  • Gather Witnesses

    Record names and contact details of anyone who saw the incident—especially other Australians.

  • Record Expenses

    Keep all receipts for medical bills, taxis, pharmacy items, and any unexpected out-of-pocket costs.

  • Notify Your Travel Agent

    Send a factual email to your Australian travel provider to officially record the event.


The Legal Framework Explained

Consumer Guarantees Under Australian Law

Under the ACL, services sold in Australia must be rendered with due care and skill. This includes holiday packages. If your travel provider promotes or books unsafe accommodation, you may have a claim.

  • Hotels with prior safety complaints or poor conditions.
  • Failure to ensure safety features like handrails, fencing, or food hygiene.
  • False marketing claims (e.g., “luxury” or “family-safe” status) leading to harm.

Your Booking Contract

The agency’s terms and conditions form a legally binding contract. These contracts may contain clauses relating to liability and dispute resolution. While unfair contract terms can be challenged, they must be reviewed as part of your case strategy.


Types of injuries that can occur during overseas travel.

If you have been injured during overseas travel, please get in touch with us because you may be entitled to compensation.

Head and brain injury

Spinal and neck injury

Shoulder injuries

Ankle, knee and wrist injury

Upper and lower limb injuries

Fractures

Soft tissue and eye injury

Shock, anxiety and depression

Burns from hot surfaces or faulty appliances

Infections from poorly maintained pools or food hygiene issues

Did you know? According to the Australian Government’s Department of Foreign Affairs and Trade (DFAT), thousands of Australians each year require consular assistance due to overseas accidents or injuries.


When Can a Travel Agency Be Held Liable?

  • They failed to properly assess the property or service.
  • They misrepresented the quality or safety of the accommodation.
  • They did not act when aware of issues with a recurring provider.

In these circumstances, an overseas hotel injury claim can be pursued against the Australian agency directly.


Proving Negligence

Your lawyer must establish the following elements:

  1. Duty of Care: The agency and/or hotel owed you a duty of care.
  2. Breach: That duty was breached (e.g. unsafe premises).
  3. Causation: The breach caused your injury.
  4. Damages: You suffered losses — financial, physical, emotional.

Flowchart: Duty → Breach → Causation → Damages


Key Evidence Required

Evidence Type Description
Booking Details Emails, confirmations, brochures, and contract terms.
Medical Records Doctor reports, hospital bills, pharmacy receipts.
Photographic Proof Scene, hazards, injuries — including progress over time.
Witness Statements Names and contact info for others who saw the incident.
Expense Records Taxis, replacement items, accommodation or care costs.

Case Study: A Holiday That Went Wrong

The Incident

Sarah, a 45-year-old Brisbane teacher, booked a resort stay in Thailand through a major Australian agency. On day two, she slipped on a wet tiled walkway that lacked any warning signage. She broke her ankle and was rushed to a local hospital for emergency surgery.

The Aftermath & Evidence

Sarah was confined to her hotel room for the remainder of the trip. On return to Australia, she needed further treatment and took three months off work. Fortunately, she had photos of the site, an incident report, and witness details from another Australian couple staying nearby.

The Outcome

Her lawyer pursued the Australian agency for breaching consumer guarantees. The case settled in mediation. Her compensation covered medical bills, wage loss, and pain and suffering.


What Damages Can Be Claimed?

Damage Type Description
General Damages Pain, suffering, and lifestyle impact — calculated under Queensland’s ISV scale.
Special Damages Out-of-pocket costs including treatment and travel.
Economic Loss Wages missed, reduced capacity, superannuation loss.

Please note: The compensation amounts provided are illustrative examples only. Actual compensation varies significantly depending on injury severity, economic loss, and specific case details.


Travel Insurance vs. Compensation Claim: Understanding Your Options

Many clients ask how a personal injury claim interacts with their travel insurance policy. It’s crucial to understand they are two separate things that work together.

Travel Insurance Payout Personal Injury Compensation Claim
Purpose Covers immediate, defined out-of-pocket costs based on your policy (e.g., emergency medical bills, flight changes, lost luggage). Aims to compensate you for all losses caused by another party’s negligence, including long-term impacts.
Who Pays? Your insurance company. The insurer for the negligent party (e.g., the Australian travel agency).
What it Covers Primarily covers upfront financial expenses as listed in your policy. It does not cover pain, suffering, or future lost income. Covers all damages, including medical bills, lost wages (past and future), pain and suffering, and loss of quality of life.

What to Expect: The Overseas Hotel Injury Claim Process

Navigating a legal claim can feel daunting. At Carter Capner Law, we simplify the process into clear, manageable stages:

  1. Initial Consultation (Free): You tell us what happened. We provide a clear assessment of your claim’s prospects and explain your rights, with no obligation.
  2. Investigation and Evidence Gathering: We formally request all relevant documents, including incident reports from the hotel, your booking contract, and witness statements. We may also engage experts to investigate the accident scene if required.
  3. Medical Assessments: We arrange for you to be assessed by independent medical specialists in Queensland who will provide expert reports on the extent of your injuries and your future needs.
  4. Lodging the Claim & Negotiation: We present your fully documented case to the insurer for the Australian travel agency. The vast majority of claims are resolved at this stage through skilled negotiation.
  5. Resolution: Once a settlement is agreed upon, you receive your compensation, and our “No Win, No Fee” promise means our legal fees are deducted from the settlement amount. Litigation is a last resort and is rare in these types of claims.

The Bottom Line: You should always claim on your travel insurance for immediate medical costs. A successful compensation claim will then account for any shortfalls and cover the damages your insurance policy cannot, such as pain and suffering and future economic loss. We can guide you on how to manage both processes.


How Our Travel Injury Lawyers Strengthen Your Claim

While you focus on your recovery, our expert team takes on the full legal burden. Here is how we add value:

  • We Deal Directly with Insurers: We handle all communication and negotiation with the travel agency’s legal team and their insurers, protecting you from low-ball offers and complex legal tactics.
  • We Calculate Your Full Damages: An injury’s true cost goes beyond initial medical bills. We work with forensic accountants and medical experts to calculate your total losses, including future lost income, superannuation, and ongoing care needs.
  • We Fund the Upfront Costs: Obtaining expert reports and medical evidence can be expensive. Under our “No Win, No Fee” agreement, we cover these upfront costs for you.
  • We Provide a ‘Home Ground’ Advantage: We ensure your claim is handled entirely within the Queensland legal system, holding the Australian travel company accountable to local laws and standards.

Why File Your Claim in Queensland?

  • Familiar legal system: Your claim is governed by Australian laws.
  • Language: Proceedings are in English, not a foreign jurisdiction.
  • Accountability: Judgment is enforceable against the local agency.

Frequently Asked Questions

How much will it cost?
Carter Capner Law acts on a “No Win, No Fee” basis — you only pay if we succeed.

What if the agency blames the hotel?
We hold the Australian company liable under ACL, even if the supplier is offshore.

How long does it take?
Many claims resolve in months. Complex cases may take 12–18 months depending on negotiations and medical recovery.


Protect Your Rights Abroad

Even if your injury occurs overseas, your rights follow you. Booking through an Australian agency means you may be able to file an overseas hotel injury claim in Queensland, under local law. If you’ve been injured, act quickly — collect your evidence, document everything, and speak to our travel injury lawyers.

Contact Carter Capner Law today for a free consultation about your potential compensation claim.